💡 How-To

How to File a Police Report for a Stolen Item

Walter Hennery·July 28, 2026·5 min read

Filing a police report for theft is necessary for insurance claims, credit card disputes, and identity theft protection. Here's exactly what to do and what information you'll need.

When to File a Police Report

Theft or burglary: Always file " — even if you don't expect police to investigate
Identity theft: Required by most banks and credit card companies
Car break-in: Needed for insurance claims
Package theft: Required for insurance or retailer refund claims
Stolen mail: Report to USPS Postal Inspection Service (1-877-876-2455)

What Information You Need

Date and time of theft (approximate is fine)
Location (exact address where theft occurred)
What was stolen (list every item with descriptions)
Serial numbers (if available " — check receipts, online accounts)
Value of items (original purchase price and current value)
Any witnesses (names, contact information)
Security camera footage (if available)

How to File

Online (Quickest)

Many police departments allow online reporting for non-emergency theft
Go to your local police department website
Look for "File a Report Online" or "Online Reporting"
You'll receive a report number " — save this for insurance

By Phone

Call non-emergency police line (not 911)
An officer will take your report over the phone
You may be asked to come in person for major theft

In Person

Go to your local police station
Bring all documentation (receipts, photos, serial numbers)
Ask for a copy of the report and the report number

Insurance requirement: Most insurance companies require a police report for theft claims. File the report immediately " — waiting more than 24-48 hours can complicate your claim. Get the report number and a copy for your records.

⚠️ Important notes:

File within 24-48 hours for best results
Don't touch anything at the scene " — leave evidence for police
Check local pawn shops and online marketplaces (Facebook Marketplace, Craigslist)
For identity theft, also freeze your credit at all three bureaus

The bottom line: File a police report online (fastest), by phone, or in person. You'll need: date, location, list of stolen items with values, and any serial numbers. Get the report number for insurance claims. File within 24-48 hours. For identity theft, also freeze credit and file with the FTC at identitytheft.gov.